Privacy Policy

Susee Finance and Leasing P Ltd.

Effective Date: 25.3.2025

Susee Finance and Leasing P Ltd. (“Company”, “we”, “our”, or “us”) is committed to protecting the privacy and confidentiality of the personal information of our customers. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you interact with us, in compliance with applicable Indian laws and regulations including the Information Technology Act, 2000 and rules made thereunder, and guidelines issued by the Reserve Bank of India (RBI).

1. Collection of Information

We may collect the following categories of personal and financial information:

• Full name, contact details, and address

• PAN, Aadhaar, or other government-issued identification numbers

• Bank account and financial information

• Employment and income details

• Credit history and credit score

• KYC documents and photographs

• Any other information required under statutory or regulatory obligations

This information is collected through physical forms, online platforms, customer interactions, or third-party service providers (such as credit bureaus) with your consent.

2. Use of Information

We use your personal information for the following purposes:

• To process loan applications, disbursements, and repayments

• To verify your identity and perform KYC and AML checks

• To assess creditworthiness and financial profile

• To comply with legal, regulatory, and audit requirements

• To communicate with you regarding products, services, or account-related information

• To improve our services, operations, and customer experience

• For internal analytics, risk assessments, and fraud prevention

We use the information you provide to reach out to you for promotional purposes.

⁠We use information to send you transactional communications. We might send you relevant emails or SMS or WhatsApp.

3. Disclosure of Information

We may share your information with:

• Regulatory authorities such as the RBI, SEBI, and income tax departments

• Credit bureaus, auditors, and statutory bodies

• Service providers such as IT vendors, payment gateways, collection agents, or legal consultants

• Our affiliates or business partners, for providing value-added services (only with your consent)

• Any other third parties, if required by law or under a court order

We ensure that such third parties are bound by confidentiality obligations and take adequate data protection measures.

4. Security of Information

We adopt reasonable security practices and procedures, including encryption, firewalls, access controls, and secure servers, to protect your personal data against unauthorized access, loss, misuse, or alteration.

However, we cannot guarantee the security of data transmitted over the internet and advise users to use secure channels when sharing sensitive information.

5. Retention of Data

We retain your personal information only as long as it is necessary for the purposes stated in this Policy, or as required under applicable law or regulatory guidelines.

6. Your Rights

Subject to applicable laws, you have the right to:

• Access the personal data we hold about you

• Correct or update inaccurate or incomplete data

• Withdraw consent for use of personal data (wherever applicable)

• Lodge a complaint with the relevant authority in case of misuse of data

To exercise these rights, you may contact us at the details provided below.

7. Cookies and Digital Data

If you use our website or digital platforms, we may collect limited technical data such as IP addresses, browser type, device information, and usage patterns using cookies or similar technologies to enhance user experience.

You can manage cookie preferences via your browser settings.

8. Policy Updates

We may update this Privacy Policy from time to time to reflect changes in legal or regulatory requirements, or to improve transparency. Updates will be posted on our website, and we encourage you to review the policy periodically.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact:

Compliance Officer

Susee Finance and Leasing P Ltd.

25 Tamilsangam Road,

Madurai 625001

Email: admin@suseefinance.com

Phone: 0452 4344880

Contact us

Our Privacy Links

Our Email:

admin@suseefinance.com

Our phone number:

0452-4344880

Our Address:

SUSEE FINANCE & LEASING PVT LTD
NO :25, TAMILSANGAM ROAD,
MADURAI – 625001